Chequing Accounts

Personal Chequing

A convenient chequing account provides members with a fast and simple way of paying bills and every day expenses and purchases. This is a basic, non-interest chequing account available for personal, business or organizational use.

  • A statement of account activity will be provided monthly with images of cleared cheques
  • You may want to consider service packages, depending on your account activity
  • Member Card® debit card is available
  • Member Direct® online service
  • A Line of Credit and GLOBAL PAYMENT™ Mastercard® are available subject to application and approval
  • Available for a monthly maintenance fee of $1.00

Youth Accounts

FAT CAT® Account - Youth 11 & under

If the piggy bank is full? Extra birthday money to save for a BIG purchase? A FAT CAT account teaches young people about the benefits of saving and how to operate a savings account. It's a great way to get started!

  • No service charges apply to this account
  • A statement of account activity will be provided monthly.
  • Interest will be calculated on a closing daily balance, paid monthly and credited to the account
  • Available as a Trust account

HEADSTART® Account - Youth 12 to 18

Whether you earn an allowance from your parents or a pay cheque from a part-time job, a HEADSTART account will start you off on the right foot and make reaching your goals just a little easier!

  • No service charges apply to this account
  • A statement of account activity will be provided monthly
  • Chequing privileges are applicable to this account
  • Member Card® debit card is available
  • No fee for Saskatchewan Credit Union ATM transactions. Regular charges apply at INTERAC®, CIRRUS® and out-of-province Credit Union ATMs.
  • Member Direct® online service
  • Interest will be calculated on a closing daily balance, paid monthly and credited to the account
  • Available as a Trust account

Parental consent is required for card, chequing, or electronic banking privileges for individuals under 18 years old. A parent or guardian must sign the member card agreement and any other forms required.

GRADUATE Account - Youth 18 to 26

Every dollar counts when you are faced with rising costs for books, tuition and living expenses. A Graduate account will provide the break you need from service charges and all of the convenient banking options you are looking for including internet and mobile banking!

  • Available to students aged 18 to 26 who are enrolled in post-secondary programs of at least 60% of full time studies. Post-secondary education includes universities, community colleges and technical institutes. Apprentice programs also qualify. Proof of enrolment will be required.
  • No service charges apply to this account
  • A statement of account activity will be provided monthly with images of cleared cheques
  • Chequing privileges are applicable to this account
  • Member Card® debit card is available
  • No fee for Saskatchewan Credit Union ATM transactions. Regular charges apply at INTERAC®, CIRRUS® and out-of-province Credit Union ATMs.
  • Member Direct® online service
  • Interest will be calculated on a closing daily balance, paid monthly and credited to the account

Heritage Account Package

You've worked long and hard for what you have and you deserve a break from service charges. That's why there is a Heritage account package for our 65 years plus members.

  • Spouses who are a joint account holder enjoy the same benefits
  • Unlimited cheque writing on account where applicable
  • Monthly statement of account with printed images of cleared cheques
  • No fee for deposits, withdrawals, or debit memos processed through account
  • No fee for personal bill payments
  • No fee for member initiated transfers processed through account
  • No fee for certification of personal cheques
  • No fee for stop payments
  • No fee for Saskatchewan Credit Union ATM transactions. Regular charges apply at INTERAC®, CIRRUS® and out-of-province Credit Union ATMs.
  • Unlimited Point of Sale (POS) transactions
  • No fee for GLOBAL PAYMENT™ Mastercard® purchases
  • Available for a monthly maintenance fee of $1.00