Residential Mortgage

Whether you are purchasing your first home, upgrading to better suit your family needs or building a new home, we can pre-approve your mortgage and help you decide how much of a home you can afford given where you are in life.

We can discuss various mortgage options, fees, and the Canadian Mortgage and Housing Corporation (CMHC) program. We offer flexible repayment options and a variety of terms and rate. We also take care of your taxes and make home ownership very straightforward.

What to Bring

To qualify for a loan we need to know as much as we can about you. This not only makes the application for a loan much simpler, but enables us to help you structure your finances to best suit your needs.

When applying for a loan please bring some important things:

  • Yourself, your spouse, your partner, your parent and/or your co-signor.
  • Current Employment information: where, how long, salary (pay stubs/tax returns)
  • Current Financial picture: investments, vehicles, real estate, loans, credit cards, and payments

What to Expect

Our excellent staff strive to provide superior service to our members. After we receive all your information the maximum time for approval is 5 days. All approvals take place within our branch structure.

CUMIS® Insurance - Payment Protection
Life, Disability, Critical Illness & Loss of Employment Insurance

Available coverage depends on the loan you acquire. Ask your credit union for more details.